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The NPFBA Long-Term Care Plan:
The #1 Choice for Active Law Enforcement and Fire Service Members

The NPFBA Long-Term Care Plan is the plan of choice for over 10,000 law enforcement and fire personnel in California to protect them and their spouses from the expense of long-term care at home or in a care facility.

The Plan protects assets such as salary, pension and deferred compensation from the potentially catastrophic costs of care. Consider:

• The average annual cost of convalescent care is over $64,000 – and is projected to be $170,000 in 20 years.


• The average lifetime expense for an Alzheimer’s patient is $230,000.

Remember: These are not expenses covered by Medicare or private health plans, and limited coverage is available through Medi-Cal only after "spending down" your assets.

The need for long-term care affects eight out of ten families in the U.S., and three out of five Americans over age 65 will require 3 years of long-term care assistance.

Are you prepared?

NPFBA’s LTC Plan provides lifetime coverage at affordable monthly rates that are significantly less than those offered by CalPERS or private insurers. The benefits package protects your standard of living, your financial legacy and your independence by helping you stay at home. You’ll also have the benefit of providing your family with the peace of mind that comes from knowing you’re covered in the event you or your spouse requires ongoing care.

   

California Administraton Insurance Services, Inc.  Plan Administrators, CA Lic. #0544968

Call Toll Free (877) 582-0003